What is Medi-Cal?

Medi-Cal is a California medical assistance program that is also known as Medicaid. This program was created by the California Department of Health Care Services to offer medical assistance to California residents. This program aims at supplementing the cost of caring for the elderly, and can help homeowners to safeguard their assets from nursing home expenses, among other expenses, for senior family members. Medi-Cal can be difficult to understand, especially because there are some set eligibility requirements that you should meet. In case you do not qualify, an attorney may help you become eligible.

Medi-Cal Eligibility Requirements

Like other programs that are funded by the state, residents of California have to meet Medi-Cal requirements before they can obtain financial assistance. Your eligibility will be determined by Medi-Cal’s income limit. It may be advisable to find a law firm that specializes in Elder Law to assist you in keeping your eligibility. Elder Law attorneys may provide you with sound legal advice on how to manage your finances. If you don’t have legal guidance, a transfer or gift alone could subject you to harsh penalties, and in some cases, could cost you your Medi-Cal coverage.

How Medi-Cal Can Help

If you reside in California and your family needs financial assistance to help with nursing home expenses, Medi-Cal can be a good option for you. However, you should first understand Medi-Cal eligibility requirements. If you make a small financial mistake while checking your income eligibility, you risk getting disqualified for financial assistance. Most people disqualify themselves by assuming that they have already made too much, and don’t bother applying.

If you aren’t sure whether you qualify for Medi-Cal financial assistance, or you need assistance along the way, you have some options. A local attorney may assist you in every step you make, including the full eligibility verification procedure, which is necessary because it could make or break your chances of getting Medi-Cal approval.

If you are experiencing problems covering the costs of proper care, consult an Elder Law attorney experienced in California Medi-Cal eligibility requirements. Ensure that you get the help that you and your loved ones need today, and stop worrying about how you will afford to pay the next bill from your nursing home.

Estate Planning with Medi-Cal

Experienced attorneys are familiar with the Medi-Cal application procedure. For you to qualify for Medi-Cal, your assets and income should not exceed the Medi-Cal set limit. However, if you don’t qualify for Medi-Cal, you have other options, for instance, a trust that may help you to meet the set requirements to be eligible for financial assistance. A Roseville CA trust lawyer can work with you to determine the best estate planning options that can protect your assets and make it possible for you to qualify for Medi-Cal benefits. After evaluating your financial state, a lawyer may advise you on the assets that can be exempted.

If you are a California resident with questions about Medi-Cal, contact a local attorney today. An attorney can offer assistance with filing, qualifications, and can also assist you with Medi-Cal asset protection and Medi-Cal planning.

Meyer and YeeThanks to our friends and contributors for Meyer & Yee LLP for their added insight into Medi-Cal.