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December 3, 2019 by MatadorAdmin

Your Workers’ Compensation Payout

Workers’ Compensation

payout will be. Does your employer still send you a paycheck? Does the money come from the insurance company? The following are some basics in receiving a payout while receiving medical treatment and recovering from your injury or illness.

Open Claims

Claims vary by state and occupation, with some offering more of a payout and others offering less. If your claim is open, the payout received will typically depend on the severity of your injury and whether you’ll be heading back to work any time soon. Even if you can safely complete lighter duty work, for the time being, it is considered going back to work, so your payout from workers’ compensation may not be as great.

Closed Claims

In most cases, injured workers do not receive any type of payout after the claim is closed. Though that is the case for most situations, there are some exceptions. First, someone who has a permanent disability could receive a pension. Second, someone with a partial permanent disability could continue to receive a weekly payout. Finally, an individual who enters a structured settlement would receive funds following the claim closure.

Time Loss Compensation

Temporary disability benefits are given in the form of time-loss compensation. They are paid out periodically and typically cover 66.67% of your average weekly wage. Unfortunately, it’s not the same amount you are used to receiving in a typical paycheck, but it’s a great benefit if you were injured at work. This payout may come to you twice each month, though each state varies on the frequency. You might receive a check every week, or possibly only once every month.

Loss of Earning Power

One benefit of workers’ compensation is Loss of Earning Power. This is given to individuals who are injured to the point they can’t perform their typical duties, but who can perform a job in a lower-paying position. The employer would pay the employee a portion of the difference between the two positions’ wages. The payment would come through workers’ compensation.

Receiving Assistance

When you are injured on the job, you may not know where to start. When should you report your injury? How do you file a claim with the insurance company? When will you receive your payout, and for what? Contacting a workers’ compensation attorney, like a New Jersey workers’ compensation attorney, is one of the best ways to find answers to these questions. Contact an attorney today.


Thanks to Rispoli & Borneo, P.C. for their insight into how workers’ compensation pay works.

Filed Under: LA Personal Injury Law

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