What to Do When Injured in an Uber Accident

Personal Injury Lawyer

Ridesharing companies like Uber have changed the way we think of taxis altogether. They’re cheaper, often have nicer vehicles, and the drivers are pleasant most of the time. The advantage of taxis, however, is that in most states they are required to obtain special licensing and go through a few additional training sessions before being able to work for a taxi company. if you were to get into an accident while riding in a taxi, most taxi companies are responsible for covering your injuries. But how does that work with Uber?

After an Uber Accident

Immediately after an Uber accident, call the police and get medical attention if needed. If possible, take pictures of the accident and the damage. Collect contact and insurance information from both drivers, as well as the contact information from any willing eyewitnesses.

Who Pays for the Injuries?

Uber requires its drivers to hold insurance that covers passengers. This would be a type of commercial insurance policy or personal car insurance with special coverage for ridesharing. If they do not have enough coverage or are lacking the special coverage that applies while using their vehicle for business purposes, Uber does carry liability insurance. Uber’s insurance will pay up to $1 million per accident for injuries and property damage, but this is only after the driver’s insurance has been used up.

Uber Was Not at Fault

If the Uber driver was not at fault for the accident, you would file a claim with the other driver’s insurance company. Now, if on the off chance this driver has inadequate insurance or does not have insurance, Uber has coverage for uninsured and underinsured drivers, which would also cover up to $1 million in an accident.

Recoverable Damages

You should be compensated for all of your losses in any accident, which can include:

  • All medical bills, rehab, disability, or other health expenses related to the accident
  • Physical pain and suffering
  • Property damage
  • Wage losses from any lost time at work
  • Future income loss related to long-term or permanent disability
  • Punitive damage if the accident was due to negligence or outrageously reckless driving

Protect Your Rights

If you have been involved in a serious accident that seems more complicated than filing a claim with an insurance company, speak with an experienced car accident lawyer in Longwood, FL. Especially if your situation requires settling with Uber’s insurance, they might try to cut you short. A lawyer will ensure your rights are protected and that you get adequate coverage for your injuries and losses.



Thanks to David & Philpot, PL for their insight into personal injury claims and uber accidents.