Workers’ Compensation And Personal Injury
Workers’ compensation refers to laws enacted that award employees benefits when they are injured on the job. Each state has various laws regarding workers’ compensation, which means there are different procedures that employees must follow by state if they plan on filing for workers’ comp. Most states require businesses to have insurance that covers workers’ compensation to reimburse employees for medical expenses for injuries acquired on the job. A high volume of these cases tend to occur at construction sites, in the event you are the victim of an injury contact a construction accident lawyer Milwaukee WI relies on for legal advice and guidance.
The purpose of workers’ compensation is to ensure that employees that obtain injuries while working will receive benefits for their injury without having to file a lawsuit against the company. This is a huge benefit for workers because they know they will always be safe in the workplace, and if something goes wrong regarding safety, then it will be covered by company insurance. Even if an employee is injured due to his or her own negligence during working hours, it is still usually covered by workers’ compensation.
The extent of workers’ compensation varies by state, as well as the laws that govern workers’ comp. Some states may exempt certain occupations from workers’ compensation, such as construction jobs or jobs in agriculture. Basically, jobs that require tedious and constant movement may not be covered by workers’ comp because part of the job description entails exhaustive exercise.
Forms of Injury That May Be Covered By Workers’ Compensation In Chiropractic Care:
- If you have a pre-existing condition that your workplace may irritate, such as a back or neck injury. This is a case where personal injury would be cause for workers’ comp for Chiropractic care.
- If you receive an injury during working hours, lunch hours, or a company-sponsored event such as a neck or back injury. This may also qualify you for compensation to see a Chiropractor.
- If you are put under excessive physical strain by work-related stress, then the injuries incurred may be covered by workers’ comp. If the injury due to work-related stress can be relieved by a Chiropractor, then workers’ comp may pay for your Chiropractic expenses.
What To Do If You Believe You Have A Claim For Workers’ Comp That Covers Chiropractic Care:
- Report the injury to your company or employer. It might be advantageous to record the injury in writing so you can keep it in your personal records for future reference to employers.
- Complete and file a claim form. Your employer should provide you with a claim form to fill out regarding your personal injury. Make sure the form is filled out in its entirety, and keep a copy of it on hand. When you give your employer the completed claim form, it is then their responsibility to arrange medical assistance for you through workers’ compensation.
- File the claim as soon as the injury occurs. The sooner you report a work-related injury, the better your chances are of receiving compensation for any medical expenses, including Chiropractic care. If you wait too long to report an injury, you may not be able to file a claim for workers’ comp.
If you have sustained a work-related injury that requires Chiropractic care, you may or may not be compensated through workers’ comp. Every state has various laws regarding the issue, but if you believe you have the right to Chiropractic care through workers’ compensation, it may be beneficial to contact a local attorney.
Thank you to the attorneys at Hickey & Turim SC for providing insight on injury on the workplace and worker’s compensation.